Trying to time the market, focusing on headlines, and chasing past performance. Which of these mistakes are you still making?

Following each all-time high, less than 1 out of 10 times has the market ended negative 1 year out. When you extend the time horizon to 5 years or more, has not ended negative, that number drops to 0.

94% of managers that charge the highest fees in the industry underperformed their benchmark in the past 20 years.

From transport prices to a bowl of fishball noodles, recent inflation spikes have made it an important element to consider for financial planning.

Every single day, $675.8 billion is traded in the market. In the short term, prices vary for a wide host of reasons, but it is the fundamentals that set the stock prices in the long-run.

It has been proven time and time again that we are unable to predict the future. How then can we prepare for the financial impact of unforeseen events? (i.e. GFC, Covid, Rate hikes, etc.)

Roughly a third of equity funds were gone after 10 years. Are your assets invested in a strategy that can outlive you?

More than half (55%) of equity funds out there failed to survive and more than 82% failed to deliver returns above their benchmark for investors across a 20-year period.

Bear markets can have negative per annum returns while having positive average annualised rolling returns. The individual investor experience is better expressed through the latter.

Financial institutions being accused of mis-selling products for profit is a tale as old as time, and as long as their revenue models do not change, then it is unlikely to be the last as well.

If you knew that you will be going through some of the worst market declines in history within the next 10 years, would you go ahead to invest? Or would you wait out the crisis and invest later?

The recent pullback came back as expected, with many economics calling for it to be just the beginning of a larger correction. But when considering several points of data, market signals, and financial evidence, we believe this presents an opportunity get into the market and supercharge those long-term returns.

The S&P 500 is known as a broad base allocation to U.S. stocks. Accessing these companies through an index fund or ETF, you’d think that you’d be investing into the five hundred largest companies in the U.S. And you’d be wrong.

Assets managed by passive investment strategies in the U.S. ($13.29T) have exceeded the those under active management, amounting to 13.28 Trillion dollars. However, this means that more investors are exposed to an inherent problem with passive investing.

Policy makers have many reasons to weaken or strengthen the local currency. Arguably the most prominent consideration would be Singapore’s import/export sector. But how much does the shifting value of our currency affect your global investments?

Inflation and FFR forecasters have had to reverse their positions dramatically this year — relying on forecasts to make investment decisions has historically been ineffective and costly.

At the beginning of the year, many advocated for the holding of bonds over equities due to interest rate predictions. During this short period, stocks have opened up a +10% gap from bonds.

The Japanese stock market has been a hot topic as its returns have so far outpaced a globally diversified stock market index at 10% vs. 8.9% this year. While it’s easy to be caught up what’s happening currently, don’t let our inherent recency bias prevent us from assessing the bigger picture.