GYC Insights

Articles on real-life financial issues written to educate and enlighten.

Carl Chay Carl Chay

Ain’t No Pleasing You

+154% in earnings, but -8% in share price. Nvidia's announcement has puzzling effect on investor behaviour.

Read More
Bruce Tan Bruce Tan

Beware of Statistics

On average about 100 of the funds available at the beginning of any given year disappear (they are liquidated or merged).

Read More
Carl Chay Carl Chay

A Clockwork Cut

By the time the Fed announces and executes rate changes, you'd be too late.

Read More
Carl Chay Carl Chay

Are You Ahead of The Crowd?

In the Challenger tragedy of 1986, what took a 5-month investigation to determine, the stock market figured out in a matter of minutes.

Read More
Bruce Tan Bruce Tan

Markets in Turmoil

Some investors might cut their investment exposure due to recent fearful headlines to, but that would be a big mistake.

Read More
Bruce Tan Bruce Tan

A Window of Opportunity

Global markets are up almost 10% year-to-date, leaving some investors to feel like they have missed the boat, but opportunity’s knocking during this season for several reasons.

Read More
Bruce Tan Bruce Tan

Dividend We Fall

Important pitfalls to watch out for when focusing on a dividend yield strategy.

Read More
Bruce Tan Bruce Tan

Divi-Then, Now What?

Research shows that the best performing funds are often the ones that do not pay dividends. In fact, it is the highest dividend paying funds that underperform those that pay no or low dividends.

Read More
Carl Chay Carl Chay

What The Fed

More than 500% less returns. That’s what would’ve have happed if you made investment decisions based on what the Fed was going to do at the start of 2024.

Read More
Bruce Tan Bruce Tan

Dividends Are Like Desserts

Dividends doesn’t magically appear out of nowhere, it represents a portion of the company’s value being paid out to shareholders. A slice of cake once eaten, means less of the cake remains

Read More
Carl Chay Carl Chay

How Much Cash Do I Need?

An important determinant is what your goals are and what is the priority and importance of achieving them. A robust investment plan can place the life you want within your reach.

Read More
Bruce Tan Bruce Tan

The Active Component in Passive Investing

Two well known Growth indices, the S&P 500 Growth index and the Russell 1000 Growth index rose by +42.68%. and +30.03% respectively during the 2023 recovery. Why the big difference in performance?

Read More
Carl Chay Carl Chay

Buy Now or Wait?

Waiting to enter the market will result in opportunity costs, which adds up to a lot. But should you enter all at once, or do so in installments?

Read More